Blog tagged as Investing

A Financial Planner Can Help You Avoid These Costly Mistakes

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

Here are four common mistakes soon-to-be retirees make regarding their money, so you can prepare now to make your transition into retirement a bit smoother.
04/27/2025 09:32 PM - Comment(s)

What Role Should Bitcoin and Crypto Play in Your Portfolio?

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

Bitcoin offers potential for high growth, diversification, and inflation protection, making it a compelling addition to a well-balanced investment portfolio for those who can manage its volatility.
02/19/2025 01:19 PM - Comment(s)

Equity Compensation: Incentive Stock Options

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

Incentive Stock Options (ISOs) provide employees the opportunity to purchase company stock at a set price with potential tax advantages, but they require careful financial, investment, tax, and estate planning to manage risks and optimize benefits.
09/05/2024 05:48 PM - Comment(s)

Equity Compensation: Non-Qualified Stock Options

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

Non-Qualified Stock Options (NSOs) grant employees the right to buy company stock at a predetermined price, offering potential financial gains but also carrying risks such as tax liabilities and stock price volatility.
08/29/2024 10:39 AM - Comment(s)

Understanding and Navigating the Recent Market Volatility

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

Recent market volatility, driven by factors such as mixed economic data, geopolitical tensions, and interest rate speculations, highlights the importance of long-term investment strategies and seeking professional financial guidance.
08/07/2024 03:37 PM - Comment(s)

How Including Risk-Adjusted Return Can Improve Your Portfolio

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

Risk-adjusted return stands as a beacon guiding investors toward smarter, more efficient portfolio management. But what does it mean and why should it matter to you?
04/05/2024 12:38 PM - Comment(s)

5 Steps to Determining Your Risk Tolerance

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

How much uncertainty you can live with? Do you prefer to sit back & watch the stock ticker? Asking yourself these kinds of questions will help better determine your portfolio risk tolerance.
06/14/2023 08:54 AM - Comment(s)

What are Your Investments Really Costing You?

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

In a more recent “race to zero,” many providers are now touting commission-free trading. But is that trading really free?
10/22/2021 08:00 AM - Comment(s)

What Is Fiduciary Investment Advice and Why Does It Matter (Now More Than Ever)?

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

How do you know when an investment recommendation is worth heeding? Red tape and legal jargon aside, it’s about finding an advisor …
01/31/2021 09:00 AM - Comment(s)

Understanding Sequence Risk

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

There is a lot to think about when planning for retirement. While we have a degree of control over many of the choices involved, there’s one big wild card called sequence risk.
01/10/2021 09:00 AM - Comment(s)