Blog tagged as Risk Management

Equity Compensation: Incentive Stock Options

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

Incentive Stock Options (ISOs) provide employees the opportunity to purchase company stock at a set price with potential tax advantages, but they require careful financial, investment, tax, and estate planning to manage risks and optimize benefits.
09/05/2024 05:48 PM - Comment(s)

Equity Compensation: Non-Qualified Stock Options

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

Non-Qualified Stock Options (NSOs) grant employees the right to buy company stock at a predetermined price, offering potential financial gains but also carrying risks such as tax liabilities and stock price volatility.
08/29/2024 10:39 AM - Comment(s)

How Including Risk-Adjusted Return Can Improve Your Portfolio

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

Risk-adjusted return stands as a beacon guiding investors toward smarter, more efficient portfolio management. But what does it mean and why should it matter to you?
04/05/2024 12:38 PM - Comment(s)

Should You Invest in Crypto? It's Not a Simple Answer.

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

In a digital era brimming with promises and uncertainties, the question lingers: Is investing in cryptocurrencies a game-changing opportunity or a perilous leap into the unknown?
06/01/2023 11:15 AM - Comment(s)

There's Financial Planning and Then There's REAL Financial Planning

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

When you look for a financial advisor, you have choices for your financial planning. Make sure you choose REAL financial planning.
05/24/2023 02:12 PM - Comment(s)

Bank Failures and Fractional Reserve Banking

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

With the recent bank failures, it's important to understand fractional reserve banking and how you can protect yourself against a bank failure.
03/13/2023 08:10 AM - Comment(s)

What a Financial Planner Can Do For You

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

Financial planner. Financial advisor. Investment advisor. Investment manager. You may be wondering what they are and how they’re different. And most of all, you may be wondering what they can do for you and if you should have one.
10/12/2020 09:00 AM - Comment(s)