Blog categorized as Financial Planning

A Financial Planner Can Help You Avoid These Costly Mistakes

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

Here are four common mistakes soon-to-be retirees make regarding their money, so you can prepare now to make your transition into retirement a bit smoother.
04/27/2025 09:32 PM - Comment(s)

Money and Inflation Explained

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

Money is a fundamental cornerstone of society, essential for facilitating trade, storing wealth, and serving as a measure of value. Understanding money, its evolution, and its characteristics is vital for grasping broader economic concepts, including inflation.

03/31/2025 09:45 AM - Comment(s)

Living to 100: Longevity Makes Financial Planning Critical

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

One of the biggest fears retirees have is running out of money during retirement. Longevity is a major factor in your retirement strategy.
03/23/2025 04:44 PM - Comment(s)

Weathering the Crypto Market Downturn

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

Homeowners can tap into their home equity through loans like home equity loans, HELOCs, cash-out refinances, and reverse mortgages—each with distinct features, benefits, and tax considerations depending on how the funds are used.
03/17/2025 10:26 AM - Comment(s)

Your Financial Planner Doesn't Need to be Local

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

You may think you need to choose a financial advisor in your local area, but there are a lot of reasons not to limit your choices. Here are some factors to consider first when weighing your options.
02/15/2024 11:58 AM - Comment(s)

The Benefits of Flat Fee Financial Advice & Planning

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

When selecting a financial advisor, it's important to pay attention to the fees you'll be paying, especially over the long term as your assets grow. It could cost you more than you think.
12/07/2023 10:03 AM - Comment(s)

The Benefits of Advice-Only Financial Planning

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

Navigating personal finance can be overwhelming, and many individuals seek expert guidance to make informed decisions about their financial future. While many financial advisors bundle financial planning with investment management, there is another model that is growing in popularity: advice-only fi...

08/09/2023 02:43 PM - Comment(s)

There's Financial Planning and Then There's REAL Financial Planning

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

When you look for a financial advisor, you have choices for your financial planning. Make sure you choose REAL financial planning.
05/24/2023 02:12 PM - Comment(s)

Why Your Financial Advisor Should Be a CFP

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

If you're looking for a financial advisor, working with a CFP can provide assurance that you're working with a qualified, ethical, and knowledgeable financial planning professional who has your best interests at heart.
05/01/2023 05:14 PM - Comment(s)

5 Things You Should Always Share With Your Financial Advisor

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

Not sharing what you need to with your financial advisor could result in problems with your financial future. Here are 5 things you should be sure to let your financial advisor know about.
04/26/2023 10:33 AM - Comment(s)