Blog tagged as Financial Advisor

Equity Compensation: Incentive Stock Options

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

Incentive Stock Options (ISOs) provide employees the opportunity to purchase company stock at a set price with potential tax advantages, but they require careful financial, investment, tax, and estate planning to manage risks and optimize benefits.
09/05/2024 05:48 PM - Comment(s)

Equity Compensation: Non-Qualified Stock Options

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

Non-Qualified Stock Options (NSOs) grant employees the right to buy company stock at a predetermined price, offering potential financial gains but also carrying risks such as tax liabilities and stock price volatility.
08/29/2024 10:39 AM - Comment(s)

Understanding and Navigating the Recent Market Volatility

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

Recent market volatility, driven by factors such as mixed economic data, geopolitical tensions, and interest rate speculations, highlights the importance of long-term investment strategies and seeking professional financial guidance.
08/07/2024 03:37 PM - Comment(s)

Equity Compensation: Restricted Stock Units

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

Restricted Stock Units (RSUs) are equity compensation tools that provide company shares to employees upon fulfilling vesting conditions. Proper financial planning is essential to effectively manage the risks and optimize the benefits associated with RSUs.
07/18/2024 05:28 PM - Comment(s)

Equity Compensation: Restricted Stock

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

Restricted stock is a form of equity compensation that involves shares granted to employees with certain vesting conditions and tax implications, requiring careful financial, investment, tax, and estate planning to maximize benefits and manage risks.
07/02/2024 10:36 AM - Comment(s)

Your Financial Planner Doesn't Need to be Local

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

You may think you need to choose a financial advisor in your local area, but there are a lot of reasons not to limit your choices. Here are some factors to consider first when weighing your options.
02/15/2024 11:58 AM - Comment(s)

The Benefits of Flat Fee Financial Advice & Planning

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

When selecting a financial advisor, it's important to pay attention to the fees you'll be paying, especially over the long term as your assets grow. It could cost you more than you think.
12/07/2023 10:03 AM - Comment(s)

The Benefits of Advice-Only Financial Planning

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

Navigating personal finance can be overwhelming, and many individuals seek expert guidance to make informed decisions about their financial future. While many financial advisors bundle financial planning with investment management, there is another model that is growing in popularity: advice-only fi...

08/09/2023 02:43 PM - Comment(s)

5 Steps to Determining Your Risk Tolerance

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

How much uncertainty you can live with? Do you prefer to sit back & watch the stock ticker? Asking yourself these kinds of questions will help better determine your portfolio risk tolerance.
06/14/2023 08:54 AM - Comment(s)

There's Financial Planning and Then There's REAL Financial Planning

By Mike Halper, CFP®, MPAS®, SE-AWMA®, CDAA, CBDA

When you look for a financial advisor, you have choices for your financial planning. Make sure you choose REAL financial planning.
05/24/2023 02:12 PM - Comment(s)